Terms of Service & Privacy Policy

Avalamban Micro Service Foundation (AMSF) is a registered Self-Help Group (SHG) network operating as a Section 8 Non-Profit (CIN: U88900WB2023NPL261241).

To prevent fraud and maintain the integrity of our member registry, applicants are required to provide official government photo identification during registration.

• Voluntary ID Submission: Applicants may choose to submit Voter ID, Passport, PAN Card, or other valid government photo identity documents.
• National Identity Documents (Aadhaar Notice): Submission of Aadhaar is strictly voluntary. In accordance with applicable data privacy guidelines, any Aadhaar numbers provided are automatically masked (obscuring the first 8 digits) and stored in encrypted form. Unmasked biometric or raw identity data is never stored on our servers.
• Verification Use Only: Uploaded identity documents are accessible only to authorized review staff for verifying membership eligibility.

To facilitate direct welfare disbursements, emergency grants, and financial literacy incentives without third-party intermediaries:

• Applicants must provide valid bank account information (Account Number, Bank Name, and IFSC Code).
• All financial transfers originate strictly from official, verified bank accounts owned by Avalamban Micro Service Foundation.
• Bank account details are classified as Sensitive Personal Data or Information (SPDI) and are encrypted both in transit (TLS 1.3) and at rest (AES-256).
• AMSF will never request internet banking passwords, PINs, OTPs, or debit card details.

We process personal data in accordance with the Digital Personal Data Protection (DPDP) Act, 2023 and applicable Information Technology laws.

By submitting an application through this portal, you confirm that:

1. All information provided regarding your identity, second applicant, and bank details is accurate and belongs to you or the second applicant.
2. You understand that submitting false or misleading documents may result in immediate rejection of membership and removal from the SHG network.
3. You maintain the right to access, request correction of, or request deletion of your personal records from our member registry by contacting our support desk.

If you have questions regarding these terms, wish to exercise your data privacy rights, or need to report unauthorized fee/loan solicitations made in our name, please contact our administrative desk: